
hum gives local groups the tools to fund ideas, recognise what you value, and grow prosperity together - without the paperwork, the legal hoops, or the waiting.
The problem has never been ideas. It's that the systems meant to support communities were built for institutions, not people. Slow, distant, and designed for those who already have resources and know how to ask for more.
hum is built differently.
It gives your group a shared treasury to govern together, tools to propose and vote on what matters, and ways to recognise the full range of what you're building - not just what shows up on a balance sheet. Time, care, local knowledge, cultural practice. It all counts.
No legal entity required. No complex applications. Just your community, deciding together.

hum gives your community three ways to build wealth together - use one, or combine all three. More tools are on the way.
Your community's shared fund, governed by you. Members propose ideas, vote on what matters, and funding flows directly to the people and projects your community believes in. No grant rounds, no outside panels, no waiting. Just your priorities, decided together - with a transparent record of every decision you've ever made.
Every community has wealth that money can't see. The lifts, the childcare, the advice, the repairs, the time given freely between neighbours. Community Currency makes that visible. Members send and receive tokens - your community names them - to recognise everyday acts of help and mutual aid. No cash required to participate. The value already exists in your community. hum just helps it circulate.
Your community, acting as its own bank. Members save together, lend to each other, and keep the proceeds - a proven model that's worked in communities worldwide for decades, now built into hum. No credit history, no bank branch, no paperwork. Just your community's own money, working for your community's own people.
We're building more. Because community wealth takes many forms - and the tools to grow it should too.
Every member has an equal voice. Propose ideas, discuss what matters, and vote together - with full transparency about where money goes and why.
No formal status required. Individuals can receive funding straight into their hands, for the things your community has already agreed matter most.
Track contributions, share stories, and build a living record of your community's wealth - the relationships, skills, and local knowledge that make your place what it is.
hum adapts to how your community works - whether that's whānau-centred decision-making, collective priority-setting, or something entirely your own.

“Super easy to use and definitely fit for purpose in a time where community engagement seems so difficult.”
Local Community Leader
Community Pilot Participant
“It was great to be a part of this pilot and interesting how this relates to our community giving, but flips the model to empower the community differently.”
Community Bank Sandringham
Banking Partner
“From my experience, it was great to see a platform that engages the community in a meaningful way, allowing people to have a direct say in shaping local initiatives.”
Community Engagement Officer
Port Phillip Eco Centre
“There were a lot of thin ideas and a lot of tired people at the end of the year, having this tool and coming together around it helped provide structure and approach that let us get focused and build momentum around the agreed upon ideas that usually would have taken a lot longer.”
Village Zero Member
Community Initiative
Community wealth starts with community trust.
hum gives you the infrastructure to build both.
Get in touch to find out more






